There are several reasons why you should consider family dental plans. A
family dental plan will cover you if you do not have dental insurance.
Getting a dental plan is easier than getting dental insurance and in
many cases, a lot more cost effective. Here are some thing to keep in
mind when comparing dental insurance with dental plans.
A family dental plan is cheaper than dental insurance. The insurance
coverage for a single person is prohibitively high to most Americans and
it therefore follows that family insurance coverage is unaffordable to
most. Dental bills are usually in the hundreds or thousands of dollars.
This could prove very challenging financially for a family with a few
children. Dental plans give you discounts. The average plan cost to you
is as little as $5.95 a month per person.
A family dental plan allows you to choose from different access points.
This is advantageous in that you are able to get a local dentist,
including an orthodontist, that you are most comfortable with. With
dental insurance there are many restrictions on dentist who can perform
You will get savings of between 50% and 70% on most family dental plans
for dental procedures such as cleanings, fillings, exams, x-rays, and
crowns. You will save about 20% on such dental service as orthodontics
You should consider family dental plans because you are likely to get
free discount services. As an example, you will get free discount
services on hearing, vision, and Rx when you get your plan through
A dental plan for your family is advantageous in that it offers
unparalleled flexibility. Dental plans allow you to make monthly,
quarterly, or annual payments.
A dental plans for families give peace of mind because you know you are
covered. Dental insurance doesn’t have that same assurance.
Family dental plans are ideal to compliment dental insurance. Often your
employer will offer dental insurance for you but not your family. In
such a case as this a dental plan for the rest of the family would be
ideal so the whole family is covered.