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Dental Insurance and Discount Dental Plans

Dental Insurance and Discount Dental Plan Comparison

Does choosing Dental Insurance or a Discount Dental Plan have you scratching your head? Not sure which type of plan will work for you or your family? Good news, we have both, so you can choose either. Below is a basic comparison to help you choose a dental plan to fit your dental care needs. Have questions about the plans? Contact us.

Dental Plan Services Dental Insurance Plans Discount Dental Plans
Plans Choices
(Depends on Zip Code)
Up to 6 Plans Up to 2 Plans
Providers Network or ANY Dentist Network Dentists
Dental Network 583,000+ access points 83,000+ practice locations
Limitations on Use Up to Maximum Benefit Amount - $1000 to $3000‡‡ None, save every time you visit to the dentist
Services Covered Preventive, Basic and Major Preventive, Basic and Major
Waiting Periods No waiting periods No
Ortho Yes, Children on Gold plans up to age 19 Yes, Adult and Child up to 20%
Deductibles Yes, only $100 lifetime per person in most states No
Forms to file None None
Discounts Yes, typically 30% below average at network providers Yes, 20-60%1
Payment Options Monthly Monthly, Quarterly and Annually
Vision Plan Option Yes, starting at $7 a month‡‡‡ Free discount vision card
Cost Starting at $17 a month* Starting at $13 a month*

*Plus $20 non-refundable setup fee