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Affordable Vision Insurance Plans
Vision Care for Individuals & Families

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Looking for vision insurance or need eye care? Our vision insurance plans are customized to provide affordable options to meet the needs of individuals and families. Our vision insurance plans are month-to-month and include various coverage options.


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Vision Insurance and Eye Care for Individuals and Families

We understand that individuals and families are looking for vision insurance solutions to fit their specific needs. Our vision insurance plans offer several options for individuals or families to save on vision care. With choices for different levels of vision care benefits, coverage for frames, and no waiting on most services, we have a vision insurance plan for you. Learn more about our vision insurance plans below:

  • Affordable Vision Insurance: Our affordable vision insurance plans provide the vision coverage you need while also providing you savings on vision and eye care. With several plan choices you can protect your vision and wallet.
  • Family Vision Insurance: Vision care for children is very important and taking care of their eyes can help improve their vision. Our vision plans offer coverage for your entire family including children.
  • Individual Vision Insurance: Maintaining your vision as an adult can be costly. We offer individual vision insurance plans that provide several options to help you save money and get the coverage that fits you best.
  • No Waiting Periods: Do you have need new glasses or has it been a while since you had your vision checked? Our vision insurance plans have no waiting periods so you can get the vision care and coverage you need quickly.
  • Vision Provider Choices: Our vision plans include options to choose from a large networks of vision providers or out of network vision providers.

Vision Limitations and Exclusions

VSPĀ® Limitations
Please check for availability in your state. Based on applicable laws, reduced costs may vary by doctor locations. Covered expenses will not include and no benefits will be payable for:

  • Vision examinations, lenses and frames more than the frequency as indicated on the plan summary page.
  • Services and/or materials not specifically included in the Schedule as covered Plan Benefits.
  • Plano lenses (lenses with refractive correction of less than plus or minus .50 diopter) except as specifically allowed in the frames benefit section of the Plan Benefits.
  • Services or materials that are cosmetic, including plano contact lenses to change eye color and artistically painted contact lenses.
  • Two pairs of glasses in lieu of bifocals.
  • Replacement of spectacle lenses, frames, and/or contact lenses furnished under this plan that are lost or damaged, except at the normal intervals when services are otherwise available.
  • Orthoptics or vision training and any associated supplemental testing.
  • Medical or surgical treatment of the eyes.
  • Contact lens modification, polishing or cleaning.
  • The refitting of contact lenses after the initial 90-day filing period.
  • Contact lens insurance policies or service contracts.
  • Additional office visits associated with contact lens pathology.
  • Local, state and/or federal taxes, except where law requires us to pay.
  • Covered persons may be required to purchase a membership at certain retail locations before accessing plan benefits.

EyeMed Limitations
Please check for availability in your state. Based on applicable laws, reduced costs may vary by doctor locations. Covered expenses will not include and no benefits will be payable for:

  • Vision examinations, lenses and frames more than the frequency as indicated on the plan summary page.
  • Orthoptics or vision training and any associated supplemental testing.
  • Plano lenses (lenses with refractive correction of less than plus or minus .50 diopter) except as specifically allowed in the frames benefit section of the Plan Benefits.
  • Two pairs of glasses in lieu of bifocals.
  • Replacement of spectacle lenses, frames, and/or contact lenses furnished under this plan that are lost or damaged, except at the normal intervals when services are otherwise available.
  • Medical or surgical treatment of the eyes.

Non-network Limitations
Please check for availability in your state. Based on applicable laws, reduced costs may vary by doctor locations. Covered expenses will not include and no benefits will be payable for:

  • Vision examinations, lenses and frames exceeding the set annual benefit amount.
  • Examinations performed or frames or lenses ordered before the member was covered under the plan.
  • Subject to extension of benefits, any examination performed or frame or lens ordered after the coverage under the plan ceases.
  • Sub-normal eye care aids; orthoptic or eye care training or any associated testing.
  • Non-prescription lenses.
  • Any eye examination or corrective eyewear required by an employer as a condition of employment.
  • Medical or surgical treatment of the eyes.
  • Any service or supply not shown on the Schedule of Eye Care Procedures.
  • Coated lenses; oversize lenses (exceeding 71 mm); photo-gray lenses; polished edges; UV-400 coating and facets, and tints other than solid.
  • Claims filed more than 90 days after completion of the service (or longer than 90 days in certain states). An exception is if the Insured shows it was not possible to submit the proof of loss within this period.